Will it raise your credit score if you pay your cell phone bill by using a bank card that says visa on it?

Tuesday, October 27th, 2009

trisha t asked: I usually only use this as a debit card. If I keep paying by phone and use the pay by credit option, does it improve my credit score any? will I get more or less points on my credit score points than if I pay by debit or go into the store [...]

Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?

Thursday, March 27th, 2008

sammus asked: I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job. My home business will not require any due balances or credit lines to increase my debt. Would mortgage companies see the worry that [...]